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We'll get you covered!
Conference Room 1120 Nasa Parkway #220T Houston TX 77058
Are you or your loved one enrolling in Medicare this year?
No matter your situation, we can help you get answers to your Medicare plan questi...
Conference Room 1120 Nasa Parkway #220T Houston TX 77058
Conference Room 1120 Nasa Parkway #220T Houston TX 77058
Are you or your loved one enrolling in Medicare this year?
No matter your situation, we can help you get answers to your Medicare plan questi...
Conference Room 1120 Nasa Parkway #220T Houston TX 77058
Conference Room 1120 Nasa Parkway #220T Houston TX 77058
Are you or your loved one enrolling in Medicare this year?
No matter your situation, we can help you get answers to your Medicare plan questi...
Conference Room 1120 Nasa Parkway #220T Houston TX 77058
Conference Room 1120 Nasa Parkway #220T Houston TX 77058
Are you or your loved one enrolling in Medicare this year?
No matter your situation, we can help you get answers to your Medicare plan questi...
Conference Room 1120 Nasa Parkway #220T Houston TX 77058
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At Coverage Solutions we help clients prepare for the unknown. Ask us about Auto, Home, Life Insurance, Health Insurance (Medicare or ACA), Renters, Commercial and many more! We can help you get the right insurance product, well tailored to your needs.
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.
Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.
Life insurance provides financial protection for loved ones should the policyholder die. Once a policy is issued, an insurer may not cancel it based on a change in the policyholder’s health status. There are several types of life insurance, allowing consumers to find a policy type that works for their personal situation.
Not everyone needs life insurance. In general, life insurance is a good idea if you have family or others who rely on you financially. To decide the amount that’s right for you, consider your debts, the amount of income your family must replace, and whether they’ll have bills or other expenses. Your life insurance company will make payments after your death to the person you name in your policy. This person is called your beneficiary. You can name more than one beneficiary. Your beneficiaries can use the money to pay bills and living expenses, pay off debts, pay for college, and other things. Some types of life insurance also build savings you can use during your lifetime.
Health insurance is a plan, or policy, that covers a percentage of doctors’ visits and hospital bills. It exists to help offset the costs of medical events, whether they’re planned or happen unexpectedly. Health insurance may also protect us when we’re feeling good — and may help keep us feeling that way — through wellness programs and preventive care. Health insurance is a contract between you and your insurance company/insurer. When you purchase a plan, you become a member of that plan, whether that’s a Medicare plan, Medicaid plan, a plan through your employer or an individual policy, like an Affordable Care Act (ACA) plan
Automobile insurance protects you financially by paying the other driver’s car repair and medical bills if you cause an accident. Depending on the kind of coverage you have, it can also pay to repair or replace your car if it’s damaged or stolen. Your State has a Consumer Bill of Rights for auto insurance. Your insurance company will give you a copy of the bill of rights when you get or renew a policy. Is auto insurance required? Every state law requires drivers to show proof they can pay for the accidents they cause. Most drivers do this by buying auto liability insurance. Liability insurance pays to repair or replace the other driver’s car, or other damaged property, and pays other people’s medical expenses when you’re at fault in an accident. If you still owe money on your car, your lender will require you to have collision and comprehensive coverage.
Commercial property insurance pays to repair or replace your building and business property damaged by a fire, storm, or other event covered by the policy. It can also pay some of your lost income if your business is unable to operate normally There are three different levels of commercial property coverage. Each level protects against different causes of damage or loss. Basic form policies provide the least coverage. They usually cover damage caused by fire, windstorms, hail, lightning, explosions, smoke, vandalism, sprinkler leakage, aircraft and vehicle collisions, riots and civil commotion, sinkholes, and volcanoes. Broad form policies usually cover the causes of loss included in the basic form, as well as damage from leaking appliances, structural collapses, falling objects, and weight of ice, sleet, or snow. Special form policies provide the most coverage. These policies usually cover damage from all causes of loss, except those specifically listed in the policy. These are called policy exclusions. Most policies exclude damages from floods, earth movement, war, nuclear disaster, wear and tear, and insects or vermin.
Your landlord’s insurance won’t cover your personal items. You will need renters insurance to protect your belongings from theft or damage from a burst pipe or other cause.
Renters insurance typically includes three types of coverage:
Personal property coverage: Covers your belongings – even items stolen out of your car or while you’re traveling.
Loss of use: Pays your additional living expenses if you have to move out of your place for a short time because of damages from a covered loss.
Personal liability: Protects you if someone is injured in your home and pays legal costs if you are liable and taken to court.
Please contact us if you cannot find an answer to your question.
A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.
No. You do not need a new home appraisal during the renewal or coverage change process.
Homeowners insurance is a package policy combining more than one type of insurance coverage in a single policy. There are four types of coverage contained in a homeowner's policy: dwelling and personal property, personal liability, medical payments, and additional living expenses.
Replacement cost is the amount it would take to replace or rebuild your home or repair damages with materials of similar kind and quality. In order to qualify for replacement cost coverage, the dwelling is required to be insured to at least 80% of the replacement cost.
Actual cash value is the value of your property when it is damaged or destroyed. This is usually figured out by taking the replacement cost and subtracting depreciation.
When speaking with your agent to set up your policy, any valuables you are concerned about and our agent can review your policy and recommend changes to ensure your valuables have proper coverage.
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By providing your contact information, you are granting permission for a licensed sales agent to contact you by phone, mail, or email to answer your questions or provide additional information about Medicare Supplement Insurance, Medicare Advantage Plans, and Medicare Prescription Drug Plans. Your information will be provided to a licensed agent for future contact. This is a solicitation for insurance.
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