Renters Insurance

Your landlord’s insurance won’t cover your personal items. You will need renters insurance to protect your belongings from theft or damage from a burst pipe or other cause.

Renters insurance typically includes three types of coverage:

Personal property coverage: Covers your belongings – even items stolen out of your car or while you’re traveling.

Loss of use: Pays your additional living expenses if you have to move out of your place for a short time because of damages from a covered loss.

Personal liability: Protects you if someone is injured in your home and pays legal costs if you are liable and taken to court.